Make Energy Efficiency Improvements Now with NYSERDA's New ...

Have you thought about making improvements to your home to maximize energy efficiency, but aren?t sure you want to spend the money? ?How nice would it be to have a better insulated home, keeping the heat inside during winter, and the cool in during summer? ?Think of the savings on your utility bills. ?What about more efficient appliances and lighting fixtures, not to mention a better furnace, boiler, and water heater? ?These are improvements that would ultimately lead to saving money, but can be difficult to finance at the present. ?

The New York State Energy Research and Development Authority (NYSERDA) is offering a loan opportunity called the On-Bill Recovery Loan Program. ?You can finance these home improvements through a charge right on your National Grid bill, and the amount you pay is based on projected savings on your energy bills. ?No payments are due until June 2012, and there is a low interest rate (2.99% fixed) that could be tax deductible. ?If you decide to sell your property, the loan can be transferred to the new owners.

How does this process work? ?The first step is to participate in the Home Performance with ENERGY STAR program. ?A BPI accredited contractor assesses your home to recommend the most optimal energy improvements that can be made as well as the cost and the estimated savings for you. ?Next, you apply for your loan (through Energy Finance Solutions) and the improvements are completed by a contractor. ?Beginning in June 2012, your utility bill will show a separate line item for your loan. ?

The best part of this program is that you can finance these improvements and not even see an increase in your energy bill. ?The loan is set up to project your energy savings at rates that equal or exceed your payments. ?

Aside from all the savings, these improvements will make your home more comfortable. ?You might even get the peace of mind that goes along with doing the right thing for the environment, the economy, and the future!

We recommend you visit the NYSERDA website to access all of the details on this program. ?If you are considering selling your home either now or sometime down the road, talk with your realtor about how to best market this affordable and utility cost saving program.

Source: http://yourcnyhomeblog.com/featured/make-energy-efficiency-improvements-now-with-nyserdas-new-program

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